Payment Processing Built for FFL Dealers: Stability, Compliance, No Shutdowns.
As an FFL, you deserve a merchant services provider who understands the law and respects the Second Amendment. We are backed by 2A-friendly banks and refuse to classify legitimate firearm retailers as "high-risk." Get the stable, compliant processing your gun shop needs.
Stop worrying about sudden account freezes or arbitrary rate hikes. Elite 2A Pay offers complete transparency and dedicated support so you can focus on transfers and sales, not payment headaches.
- Guaranteed Stability: underwritten with 2A-friendly banks
- FFL/SOT Support: Guidance for Title II/Class 3 acceptance
- Omnichannel POS: Integrated solutions for counter and online sales
- Next Day Funding: Keep your cash flow reliable
Get a Free Quote and 2A Processing Consultation
Essential Tools for Your Gun Shop
Retail Point-of-Sale (POS)
Secure, reliable countertop terminals and mobile readers that integrate smoothly with your existing inventory systems.
Get StartedFirearm-Friendly E-commerce
A stable payment gateway for compliant online accessory sales and firearm-related orders on WooCommerce, BigCommerce, etc.
Get StartedACH for High-Ticket Sales
Offer customers direct bank transfers to cut fees on large purchases like custom firearms or NFA items, preserving profit.
Get StartedChargeback & Fraud Defense
Active protection and a response system that defends your business against unfair disputes and fraud, lowering ratios.
Get StartedThe FFL Dealer's Challenge: Stability & Compliance
Stop being penalized for selling legal products. We understand the risks and are structured to guarantee your account stability.
- Sudden Account Freezes: Our underwriting is conducted with 2A-friendly banks, ensuring your account stays open and transactions are never blindsided.
- High-Risk Labeling: We do not charge premium "high-risk" rates simply because you sell firearms. We offer competitive rates that protect your margins.
- Compliance Complexity: We integrate compliance protocols directly into your payment flow, offering guidance specific to FFL and SOT regulations.
Why Trust Elite 2A Pay with Your Gun Shop?
We are built by gun enthusiasts, for gun enthusiasts. Our dedicated team is your asset for stable growth.
- FFL/SOT Expertise: We handle processing for all FFL types, including manufacturers, guaranteeing reliable service regardless of your license status.
- Next Day Funding: Access your revenue quickly to manage inventory, pay suppliers, and keep your business liquid.
- Dedicated U.S. Support: Speak to a 100% U.S.-based support team that understands the firearms industry and can solve payment issues fast.
Choose a processor that is familiar with, and looking out for, the firearms industry. Get your free quote now.
FFL Merchant FAQs
Can I process online sales for accessories and related items?
Yes. Our firearm-friendly gateway integrates with major e-commerce platforms to support all compliant online accessory sales without fear of unexpected account freezes.
Do you support processing for Title II/Class 3 items?
Yes. We have established relationships with 2A-friendly banks that allow us to provide secure and compliant processing solutions for FFLs and SOTs handling NFA items.
How quickly can I switch and go live?
Most FFL dealers complete the application and setup process quickly after approval. Call (844) 692-2792 to speak with an expert and accelerate your onboarding.
Ready to Secure Your FFL's Financial Future?
Don't risk account closure or pay unfair "high-risk" fees. Partner with the only processor dedicated to the stability and success of FFL dealers.
Start Your Free Rate Review Now
Or call (844) 692-2792 to speak with a firearm-friendly payment expert
Use the form above (on the right on desktop) for your quick quote application.